Please read these terms carefully before using our website or attending our workshops.
By accessing or using the Ibvante website (ibvante.com) or by attending any Ibvante workshop, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website or services.
Ibvante provides group facilitation workshops focused on financial planning for young couples in Paraguay. Our workshops are educational and informational in nature. They are designed to help couples develop shared budgets, written financial agreements, and communication skills around money management.
Our workshops are group facilitation sessions. They are not:
Participants should consult qualified professionals (therapists, licensed financial advisors, attorneys, or tax professionals) for advice specific to their personal circumstances.
You may use our website for lawful purposes only. You agree not to:
All content on the Ibvante website, including text, graphics, logos, images, and workshop materials, is the property of Ibvante and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.
By registering for or attending an Ibvante workshop, you agree to:
To the fullest extent permitted by applicable law, Ibvante shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or participation in our workshops. Our total liability to you for any claim arising out of or relating to these terms or our services shall not exceed the amount you paid for the specific workshop session giving rise to the claim.
Ibvante does not guarantee specific financial outcomes or results from participation in our workshops. Financial decisions remain the sole responsibility of each participant.
Our website and workshop content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted or error-free, or that any information provided is complete, accurate, or current.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy for information about how we collect and use your personal data.
These Terms of Service are governed by and construed in accordance with the laws of the Republic of Paraguay. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Ciudad del Este, Paraguay.
We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to the website with an updated "Last Updated" date. Your continued use of the website following the posting of changes constitutes your acceptance of the revised terms.
If you have questions about these Terms of Service, please contact us: